BUY OR RENT?
For starters, let’s figure out whether it is better to rent or buy a home. The New York Times has a great, simple to use calculator to point you in the right direction.

 

HOME AFFORDABILITY CALCULATOR

Unsure how much you can afford to spend on a house? Use this calculator to figure home loan affordability from the lender’s point of view..

 

RENT OR BUY CALCULATOR

Are you still renting and considering buying your home? Use this free online calculator to compare the costs and benefits of each..
 

FHA QUALIFICATION CALCULATOR

This calculator provides the most accurate estimate possible by including the specifics of FHA loans in the calculation:
 • Allows for a 3.5% down payment
 • Includes monthly mortgage insurance premiums
 • Includes upfront mortgage insurance premium as part of the cash to close amount per HUD guidelines
 • Allows for 580 credit score
 • Uses the 2019 FHA lending limits based on zip code




 Click the Calculator Image at left to use a standard mortgage calculator that also displays total costs over the life of the loan, and PMI.

Our BASIC calculator is located on our Home Page.

None of these GUARANTEE you a rate, or payment amount. Please consult with me or a certified accountant to verify any amounts.